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NEWS FLASH--- ASSUMABLE VA LOAN WITH 2.25% INTEREST RATE--- 10965 Holly Drive is a beautifully designed home in the very walkable community of Cove Point Beach in Lusby, MD, offering 2 private (community) beaches on the Chesapeake Bay. The location is approximately 75 minutes from Washington, DC, with no Bay Bridge crossing required. The Sellers have done an amazing job of updating and upgrading during the course of ownership since 2010. Standout features include unexpected ceiling heights throughout, perfect primary suite with adjoining flex space, large kitchen with upgraded appliances, family room with vaulted ceilings and fireplace that connects to the most coveted space...the screened porch! There is a flexible main-level bonus room suited for guests, a home office or hobby space. The living spaces have been recently painted, the rear yard is already fenced, a whole-house Hague water filtration and R.O. system has been installed, new outdoor shower was just completed, updated LVP floors are perfect of the beach and high traffic areas. Property amenities include porches and deck, hot tub, outdoor shower, a 12 x 20 shed. Cove Point Beach residents enjoy swimming, fishing, kayaking, SUP and birdwatching. Unwind in this nostalgic beach community atmosphere with a great vibe. Some furnishings and high end golf cart are negotiable items, separate from property contract. See community organization website for breakdown of voluntary vs required fees.
Property Type(s):
Single Family
| Last Updated | 7/28/2026 | Tract | COVE POINT |
|---|---|---|---|
| Year Built | 2006 | Garage Spaces | 2.0 |
| County | CALVERT |
SCHOOLS
| School District | CALVERT COUNTY PUBLIC SCHOOLS |
|---|---|
| Elementary School | DOWELL |
| Jr. High School | SOUTHERN |
| High School | PATUXENT |
Additional Details
| AIR | Ceiling Fan(s), Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| AMENITIES | Snow Removal |
| APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Freezer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Heater |
| CONSTRUCTION | Vinyl Siding |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Electric, Heat Pump |
| HOA DUES | 180|Annually |
| INTERIOR | Built-in Features, Ceiling Fan(s), Soaking Tub, Tray Ceiling(s), Vaulted Ceiling(s), Walk-in Closet(s) |
| LOT | 0.33 acre(s) |
| PARKING | Garage Door Opener, Asphalt, Electric Vehicle Charging Station(s), Private, Paved, Garage, Driveway, Inside Entrance, Attached |
| POOL DESCRIPTION | None |
| SEWER | Septic Tank |
| STORIES | 2 |
| STYLE | Coastal, Traditional |
| SUBDIVISION | COVE POINT |
| TAXES | 4006 |
| UTILITIES | Cable Available, Propane |
| VIEW | Yes |
| VIEW DESCRIPTION | Garden |
| WATER | Well, Private |
| WATER ACCESS | Chesapeake Bay |
| WATERFRONT DESCRIPTION | Lake |
Location
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Listing provided by Berkshire Hathaway HomeServices PenFed Realty
The multiple listing data appearing on this website, or contained in reports produced therefrom, comes in part from Metropolitan Regional Information Systems ("MRIS"). The information provided is for the viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All real estate listings include detailed information about them that includes the name of the listing brokers and therefore may reference real estate listing(s) held by a brokerage other than the broker and/or agent who owns this web site.
All listing data, including, but not limited to, square footage and lot size is believed to be accurate, but the listing agent, listing broker and respective Multiple Listing Services and their affiliates do not warrant or guarantee such accuracy. Therefore, all data should be personally verified through personal inspection by and/or with the appropriate professionals. Listing data last updated 7/29/26 11:33 AM PDT.
The listing information on this web site is from various brokers who participate in IDX.
Copyright 2026 MRIS. All rights reserved.
All listing data, including, but not limited to, square footage and lot size is believed to be accurate, but the listing agent, listing broker and respective Multiple Listing Services and their affiliates do not warrant or guarantee such accuracy. Therefore, all data should be personally verified through personal inspection by and/or with the appropriate professionals. Listing data last updated 7/29/26 11:33 AM PDT.
The listing information on this web site is from various brokers who participate in IDX.
Copyright 2026 MRIS. All rights reserved.
This IDX solution is (c) Diverse Solutions 2026.
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